Fires aren’t always caused by negligence. Bad luck can also a big factor, such as electrical connections, sparks from machines or appliances.
The risk might be small, but is that a good enough reason for not being prepared? A lifetime up in flames is a high price to pay.
At Stanley Security, we have a wide range of high-tech fire security solutions. There's a big difference between Photoelectric smoke detectors (that we include in our monitoring packages) and the Ionization detectors that our competitors might offer. See the difference for yourself in this video: